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Time for common sense reform

We all agree our present healthcare system is not working. We all want to see reform, just not the reform embraced by our federal government.  Fifteen years ago, our state had 20 different healthcare providers competing for our business. Today, as a result of poor leadership at the Executive level, our state has just three healthcare providers who are price-fixed.

New Hampshire is known to have one of the healthiest populations in the country, yet our healthcare costs are 4th highest.  I do not believe that our government should mandate that people buy coverage if they don’t want it, and more so, I don’t condone the government imposing fines on the people of our great state and country.

As a business owner and self-payer of insurance, I know full well the excessively expensive cost of healthcare in our state.  This needs to be one of our largest priorities to fix, and we can.

Why is it we can purchase car insurance from a company in California, pay online, and if your car is damaged, it gets fixed and paid for by the insurance company? We need to create reform that allows for buying across state lines and allows companies and communities to create their own buying groups. We need equality in pricing for similar demographics. What a 55 year old woman pays in Arizona should be the same as the 55 year old woman in New Hampshire. We need health insurance companies to compete AGAINST each other to become competitive and drive down costs.

In 2011, I began the process of helping to reduce your cost of healthcare and knocking down our self-imposed boarders.  It’s about free markets and fair competition.   I authored legislation as an amendment to Senate Bill 150 which would encourage insurance carriers to come back to New Hampshire and offer competitive insurance products which meet the needs of people today.  From simple catastrophic coverage, to the person who only wants a base policy, to the real Cadillac plan for those looking for all the bells and whistles.

We also need to allow smaller (amazing that the state of NH presently forbids it) enterprises to come together and pool their resources to lower costs.  Today, only large employers (those with over 50 employees) are allowed to do this, and that is just plain wrong.

Beyond the debate over Obama Care, there is so much we can do to lower costs of healthcare in this state, and with your support, this will be one of my largest efforts.

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